At Risk or Bad Credit Financing

Unique, Customized Financing Solutions for Your Individual Needs at Vision Hyundai Canandaigua

How sick are you of being turned down at lending banks, credit unions, and even dealerships in Canandaigua, Victor, Geneva, Fairport or Newark, NY? When you can't secure the financing for the car that you want, it's frustrating and upsetting. And we understand.

That's why the finance team at Vision Hyundai Canandaigua works tirelessly to constantly be maintaining and creating relationships with all of our lenders--we're on your side, and we're here to help. From helping you to find the perfect new Hyundai Elantra, Sonata, Tucson, Santa Fe, Genesis or used car to secure the right auto lease or loan for your budget, we'll do everything we can get you behind the wheel.

But it all starts with a number. Do you know how you can bring yours up, even while paying for a vehicle? Sometimes by paying for a vehicle?

Factors that Affect Your Credit Score for an Auto Loan

  • Your Payment History: your score mostly reflects how trusted you are to pay back a loan. By taking a smaller, more modest loan (like a lease or a used car), it's easy to create a positive payment history
  • Types of Credit in Use: believe it or not, your credit actually improves the more accounts you have open--as long as you're paying on time, of course. So if you take out an affordable auto loan at Vision Hyundai Canandaigua, you could actually see your score go up over the term
  • Amounts Owed: obviously, owing less money looks better than owning more. But if you're new to the credit game and have a "no credit" history, it's better to have some type of loan than to have nothing at all, because it shows that you are responsible enough to be paying it back

Feeling confused and unsure about your credit standing? Want to learn more about building up toward that perfect 850 credit score? Or, feeling confident and ready to drive home your new car? Contact us today to get started.


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Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.


Vision Hyundai Canandaigua

2440 Rochester Road
Directions Route 332
Canandaigua, NY 14424

  • Sales: 585-394-3800
  • Service: 585-394-3800
  • Parts: 585-394-3800


  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 5:00pm
  • Sunday 12:00pm - 3:00pm (Last 2 of the month)